Through a consultative, relationship-driven approach, we deliver tailored strategies designed to meet your needs and create long-term value.
Solution Details
Capital-Motivated and Flexible Structuring
Retention Optimization
We offer capital-motivated structured solutions that allow clients to retain earnings while alleviating redundancy and providing efficient access to additional capital.
Asset Intensive Capital Relief
Our team has been at the forefront of industry innovation and development of reinsurance solutions for the most complex reserve and capital burdens confronting Life Insurers. We have a particular strength in helping our clients with more innovative strategies that deliver asset-intensive capital relief and enhance their return on required capital.
Emerging Risks
With deep experience across U.S. and global markets, we help clients navigate evolving regulatory and accounting standards. We anticipate growing challenges around investment risk-based capital requirements and volatility in interest rates and reserve valuations. To meet these demands, we offer flexible structuring through both onshore and offshore regulated entities. Our U.S. reinsurer is a multi-state accredited entity domiciled in Florida, while our Bermuda reinsurer holds reciprocal jurisdiction status in several U.S. states, providing reserve credit equivalence as if the transaction occurred onshore. Clients trust us to stay ahead of change and provide long-term, strategic guidance.
Why Somerset Re
Why Somerset Re
Our experienced team delivers solutions for asset-intensive insurance portfolios, generating yield, capital, and reserve efficiencies with a targeted focus on the following liability types:
- Universal Life with Secondary Guarantees (ULSG)
- Level Premium Term Life (Term)
- Long Term Care (LTC)
- Long Term Disability (LTD)
- Pension Risk Transfer (PRT)
- Single Premium Immediate Annuities (SPIA)
Fixed and Indexed Annuities (FIA)
- Structured Settlements (SS)
Pre-Need Life Insurance
Company-Owned Life Insurance (COLI) and Bank-Owned Life Insurance (BOLI)
Whole Life Insurance
What Partners Say
Proven Approach. Real Results.
The NMG Consulting Study’s BCI scores measure reinsurer effectiveness, by aggregating insurer feedback across five key capability areas. NMG Consulting’s biennial study incorporates the expert perspectives from insurance executives and reinsurance buyers. It is recognized as the definitive benchmark of reinsurer performance by the industry. Somerset’s overall BCI score has been at the top of the market in each of the last three studies.
“Somerset Re has the most origination activity underway, twice that of the next leading participant in the market. The reason for origination effectiveness is due to a focus on the ease of doing business and on solution creativity and fit.”
-NMG
Featured Press Releases
Company News
- Press Release
- 4 min read
Hamilton, Bermuda, [February 4, 2026]. Somerset Reinsurance Ltd. (“Somerset Re”), a leading provider of asset-intensive reinsurance solutions to the life...
- Press Release
- 3 min read
[Hamilton, Bermuda, February 18, 2025] – Somerset Re has a strong history of successful deal execution over its last decade...