We provide inforce solutions to help clients accelerate embedded value and unlock trapped capital to focus their business needs where they need it the most.
Solution Details
Unlocking Inforce Value
Accelerated Profitability
Reinsurance helps insurers unlock embedded value from in-force life and annuity blocks.
Releasing and Reallocating Capital
Discontinued products tie up valuable capital. We build tailored reinsurance solutions that transfer risk, unlock trapped value, and free up capital, allowing insurers to reinvest in core growth areas with greater speed and flexibility.
Risk Management
Inforce blocks of interest-sensitive life and annuity business—especially those written in a higher interest rate environment — have become less capital efficient due to rate compression and evolving regulatory and rating agency requirements. Reinsurance provides a strategic solution, allowing insurers to transfer risk, release trapped capital, and improve the return profile of their overall portfolio.
Why Somerset Re
Discover the Unique Benefits of Partnering with Somerset Re
Our Inforce Block Reinsurance team brings deep experience across global markets, having developed solutions for a wide range of products, including
- Interest Sensitive Life Insurance / Universal Life
- Indexed Life Insurance and Annuity Products
- Fixed Deferred, Immediate and Multi-Year Guarantee Annuities
What Partners Say
Proven Approach. Real Results.
The NMG Consulting Study’s BCI scores measure reinsurer effectiveness, by aggregating insurer feedback across five key capability areas. NMG Consulting’s biennial study incorporates the expert perspectives from insurance executives and reinsurance buyers. It is recognized as the definitive benchmark of reinsurer performance by the industry. Somerset’s overall BCI score has been at the top of the market in each of the last three studies.
“Somerset Re has the most origination activity underway, twice that of the next leading participant in the market. The reason for origination effectiveness is due to a focus on the ease of doing business and on solution creativity and fit.”
-NMG
Featured Press Releases
Company News
- Press Release
- 4 min read
Hamilton, Bermuda, [February 4, 2026]. Somerset Reinsurance Ltd. (“Somerset Re”), a leading provider of asset-intensive reinsurance solutions to the life...
- Press Release
- 3 min read
[Hamilton, Bermuda, February 18, 2025] – Somerset Re has a strong history of successful deal execution over its last decade...